Credit Cards
Virgin Atlantic Reward Credit Card: Maximise Your Travel Rewards
The Virgin Atlantic Reward Credit Card offers Virgin Points, no annual fee, and rewards like companion tickets for high spenders. Learn more here.
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Earn Valuable Points Without Annual Fees
The Virgin Atlantic Reward Credit Card is a great option for those who want to collect travel rewards without the burden of an annual fee.
As a Virgin Money product, it allows users to earn Virgin Points on everyday spending, with the potential to unlock valuable travel perks.
It’s designed for those who travel with Virgin Atlantic or its partner airlines but want to avoid upfront card fees.
With this card, you’ll earn 0.75 Virgin Points per £1 spent on general purchases and 1.5 points per £1 spent on Virgin Atlantic flights and holidays.
This makes it ideal for loyal Virgin customers, allowing them to accrue points faster when booking trips directly with the airline.
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Benefits of the Virgin Atlantic Reward Credit Card
The Virgin Atlantic Reward Credit Card offers several standout features that make it attractive for frequent travellers. Here’s a closer look at what it offers:
- No annual fee: Unlike the premium version of the card, the standard Virgin Atlantic Reward Credit Card has no annual fee.
- Earn points for travel: Earn 0.75 Virgin Points for every £1 spent on regular purchases and 1.5 points per £1 on Virgin Atlantic bookings, allowing you to build up points quickly on holidays or business trips.
- Companion ticket or upgrade voucher: Spend £20,000 in a year, and you’ll unlock a companion ticket or upgrade voucher.
- This voucher allows you to bring a companion on your journey or upgrade your cabin class. This is an attractive perk for those who spend consistently throughout the year.
For loyal Virgin Atlantic travellers, these points can be redeemed for flights, cabin upgrades, and airport lounge access at selected airports.
If you accumulate enough points, you can enjoy long-haul trips in greater comfort.
Downsides to Consider
While the Virgin Atlantic Reward Credit Card has many appealing benefits, there are also a few downsides to be aware of:
- Foreign transaction fees: One of this card’s main drawbacks is the 2.99% foreign transaction fee for purchases made in non-sterling currencies.
- These fees can add up quickly if you’re a frequent traveller outside the UK.
- Cash withdrawal fees: In addition to foreign transaction fees, cash withdrawals abroad incur a 5% fee, plus interest starting from the day of the transaction. This makes the card less suitable for those who often need cash while travelling.
- High spending threshold for rewards: You need to spend £20,000 in a year to earn the companion voucher or upgrade, which may be out of reach for some cardholders who don’t spend heavily.
Ideal for Frequent Virgin Atlantic Flyers
If you frequently fly with Virgin Atlantic, this card is tailored to meet your needs.
The Virgin Points you accumulate can be used for Virgin Atlantic flights and with partner airlines within the SkyTeam alliance, such as Delta and KLM, broadening your travel options.
In addition, if you achieve Silver or Gold Flying Club status, you can access Virgin Atlantic’s luxurious Clubhouse lounges, which will add extra comfort to your travel experience.
One of the standout features of the Virgin Atlantic Reward Credit Card is its flexibility in redeeming Virgin Points.
Not only can points be used for Virgin Atlantic flights, but you can also spend them on a range of partner airlines within the SkyTeam alliance, such as Delta, Air France, and KLM.
This opens up a world of travel options, whether you’re flying regionally or planning an international trip.
Additionally, the points can be used on hotel stays and other travel-related purchases, making the card a versatile tool for maximising rewards beyond just flights.
How to Apply for the Virgin Atlantic Reward Credit Card
Getting the Virgin Atlantic Reward Credit Card is straightforward.
Follow these steps to apply:
- Eligibility check: Visit the Virgin Money website and use their eligibility checker to see if you qualify for the card without impacting your credit score.
- Complete the application: Once eligible, you can apply online by filling in personal and financial details.
- Card approval: If approved, the card will be sent to you, and you can start earning Virgin Points immediately.
- Start earning: Use the card for daily purchases or when booking with Virgin Atlantic to accumulate points.
Who Should Consider This Card?
The Virgin Atlantic Reward Credit Card is best suited for people who fly Virgin Atlantic regularly but don’t want to commit to a card with an annual fee.
With the potential to earn valuable points on everyday spending and rewards like companion vouchers or cabin upgrades for higher spending, this card delivers solid travel benefits for those who don’t mind the foreign transaction fees.
However, if you expect to spend over £10,000 a year on your credit card, the Virgin Atlantic Reward+ Credit Card might be a better fit. It offers higher earning rates and more exclusive rewards but comes with a £160 annual fee.
For those who don’t mind the fee, the Reward+ card provides even greater value.
Final Thoughts
The Virgin Atlantic Reward Credit Card is a strong contender for anyone who frequently flies with Virgin Atlantic or its partner airlines.
Its no annual fee structure makes it accessible, while its rewards programme ensures you get something back from your spending.
However, the card’s foreign transaction fees and relatively high spending threshold for earning key rewards might make it less appealing for those who frequently travel outside the UK.
For frequent fliers looking to maximise their points earnings and travel perks, the Virgin Atlantic Reward+ Credit Card may be a better alternative, as it offers higher points rates and more substantial rewards.
Looking for a more flexible rewards programme?
Check out the Barclaycard Rewards Credit Card, which offers no foreign transaction fees and cashback on all purchases!
Barclaycard Rewards Card Review: Earn Cashback!
From flexible redemption options to unique benefits, find out why this card stands out in the crowded credit card market. Maximize your rewards and make informed financia
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