Terms of Use – The Money Focus

Updated on February 5, 2024.

At The Money Focus, we function autonomously, furnishing a diverse array of information and services to users who assent to the stipulations, conditions, and policies delineated herein. Your utilization of our website denotes acceptance of these terms and engagement with our “Services.”

Our primary aim at The Money Focus is to provide enlightening and multifaceted content spanning a broad spectrum of products and services, including credit cards, loans, and various financial offerings culled from both domestic and international markets.

Our Privacy Protocol, accessible at https://themoneyfocus.com/privacy-policy/, outlines exhaustive privacy measures in alignment with pertinent laws, governing website utilization and these Terms.

These Terms and Conditions of Utilization seek to define the responsibilities and obligations users must uphold when accessing and employing The Money Focus website, as expounded upon in ensuing sections.

PLEASE PERUSE OUR TERMS OF UTILIZATION DILIGENTLY. IF YOU DO NOT CONCUR WITH THESE TERMS, KINDLY ABSTAIN FROM UTILIZING THE SERVICES RENDERED BY THE MONEY FOCUS.

1.1 By accessing The Money Focus, users affirm their agreement to adhere to its Terms and Conditions of Utilization and Privacy Protocol.

1.2 Users affirm that they are at least 18 years old and legally qualified to accept these Terms and Conditions of Utilization.

1.3 Individuals who do not meet these criteria or partially disagree with these terms should refrain from utilizing The Money Focus’s services or website.

2.1 The Money Focus facilitates user correspondence for inquiries, addressing concerns, filing complaints, or providing feedback on products/services.

2.2 Users can contact us via email at https://themoneyfocus.com/contact/.

3.1 Users must comprehensively understand and consent to all aspects of these Terms and Conditions of Utilization and Privacy Protocol when utilizing The Money Focus’s services or products.

3.2 The Money Focus may furnish links to other websites for services or product acquisitions but assumes no liability for these external transactions.

3.3 Users redirected to a third-party site must acknowledge and accept that site’s terms and privacy protocol.

3.4 The Money Focus is not liable for the terms, privacy protocols, or content of services/products advertised by other entities.

3.5 The Money Focus disclaims responsibility for damages resulting from viruses or malware due to internet utilization, with users bearing the responsibility for their cybersecurity.

3.6 The Money Focus bears no liability for losses or damages resulting from the misuse of its website or unforeseen events.

3.7 The Money Focus does not request deposits or transfers for approval of financial products.

3.8 The Money Focus does not dispatch emails soliciting data confirmation or containing attachments. Users should report such incidents to https://themoneyfocus.com/contact/.

Users must abstain from:

1. Participating in unlawful activities or advocating for them;

2. Violating any laws and regulations;

3. Infringing upon intellectual property rights;

4. Engaging in harassment, abuse, defamation, discrimination, or intimidation based on personal attributes;

5. Disseminating false or misleading information;

6. Transmitting harmful computer codes;

7. Collecting personal data from third parties without explicit consent;

8. Engaging in spam, phishing, or similar activities;

9. Conducting actions for immoral or indecent purposes;

10. Circumventing security measures.

Violation of these guidelines may result in the termination of access to our services.

We cannot guarantee uninterrupted, secure, or error-free usage of our services, nor can we ensure the accuracy or reliability of outcomes obtained. We reserve the right to suspend or terminate the Service at any time without prior notice.

Your use of our service is at your own risk. The service and all associated products are provided “as is” without any warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

The Money Focus, its personnel, associates, representatives, contractors, service providers, or licensors shall not be held liable for any form of damage or loss, whether direct, indirect, incidental, punitive, special, or consequential. 

This includes loss of profits, revenue, savings, data, or replacement expenses, connected to the use of our service or any products or claims associated with it, including damages arising from content inaccuracies or omissions.

These Terms and Conditions of Use remain in effect indefinitely. Legal or administrative actions related to the use of The Money Focus or its Privacy Policy must be initiated within 90 days of the event that prompted the claim.

The interpretation and application of these Terms and Conditions of Use, as well as the Privacy Policy, fall under the jurisdiction of Federal Laws, the Civil Code, and regulations governing consumer and data protection.

8.1 Ownership of Content

All content showcased on The Money Focus’s website is protected by copyright and intellectual property laws. Users are explicitly prohibited from copying, modifying, distributing, publishing, displaying, broadcasting, or creating derivative works from this content without explicit written consent from the rightful proprietors.

8.2 Disclaimer of Responsibility

The Money Focus disclaims responsibility for third-party content, including comments, forum posts, social media content, or any elements beyond its control. It also absolves itself of liability for any damages or losses associated with the use of the website, including direct, indirect, incidental, special, or consequential damages.

8.3 Response to Content Violations

The Money Focus reserves the right to remove content violating these terms, including illegal, offensive, or defamatory material, or content infringing on the intellectual property rights of third parties. The Money Focus also reserves the right to terminate the accounts of users who violate these terms.

The Money Focus retains the right to modify or discontinue any aspect of its services without prior or subsequent notification. Users acknowledge that The Money Focus holds no liability for changes, suspensions, or terminations of its services.

Those who dissent from these compelling and legally binding terms and conditions are advised against utilizing The Money Focus’s website.

For inquiries or suggestions regarding our services, please reach out to us via email at https://themoneyfocus.com/contact/.