Minimum credit score 580
US citizen or permanent resident
APR
7.74–35.99%
Term
24–84mo
Amount
$1k–$50k
Minimum credit score 600
US citizen or permanent resident
APR
5.96–35.99%
Term
24–60mo
Amount
$1k–$40k
Minimum credit score 680
US citizen or permanent resident
APR
7.74–35.49%
Term
24–84mo
Amount
$5k–$100k
Active bank account
Government-issued ID
APR
100.0–200.0%
Term
1–6mo
Amount
$50–$1.5k
APR
49.0–200.0%
Term
3–12mo
Amount
$200–$3.5k
Active bank account with regular income deposits
No credit check required
APR
—
Term
1–1mo
Amount
$50–$250
Dave Checking account
Active bank account with income history
APR
—
Term
1–1mo
Amount
$25–$500
APR
59.0–199.0%
Term
9–18mo
Amount
$500–$4k
APR
36.0–199.0%
Term
≤24mo
Amount
$50–$5k
APR
89.0–199.0%
Term
≤12mo
Amount
$100–$3k
Active bank account
Verifiable income
APR
99.0–199.0%
Term
≤6mo
Amount
$100–$2k
Active bank account
Verifiable income
APR
60.0–199.0%
Term
4–26mo
Amount
$500–$5k
APR
36.0–199.0%
Term
≤12mo
Amount
$50–$3k
APR
36.0–199.0%
Term
≤24mo
Amount
$100–$5k
Active bank account
Verifiable income
APR
34.0–155.0%
Term
6–60mo
Amount
$1k–$10k
APR
59.0–199.0%
Term
9–18mo
Amount
$500–$4k
US resident
DCU membership (free to join)
APR
5.24–18.0%
Term
12–84mo
Amount
$500–$150k
US military member, veteran, or family
USAA membership required
APR
4.49–18.74%
Term
12–84mo
Amount
$5k
APR
5.49–27.99%
Term
36–72mo
Amount
$2k–$75k
APR
5.49–19.99%
Term
12–72mo
Amount
$5k–$100k
APR
5.99–22.99%
Term
12–84mo
Amount
$5k–$75k
APR
4.14–17.99%
Term
12–84mo
Amount
$500–$100k
APR
5.49–17.99%
Term
12–75mo
Amount
$7.5k–$100k
APR
5.49–17.99%
Term
12–72mo
Amount
$4k–$100k
Military/DoD affiliation
Navy Federal membership
APR
3.89–18.24%
Term
12–96mo
Amount
$250–$100k
APR
—
Term
3–60mo
Amount
$50–$17.5k
Good to excellent credit required for best rates
US citizen or permanent resident
APR
6.49–25.39%
Term
24–84mo
Amount
$5k–$100k
APR
7.99–24.99%
Term
36–84mo
Amount
$2.5k–$40k
Homeowner with equity in property
Credit union membership required
APR
5.99–7.5%
Term
60–240mo
Amount
$10k–$500k
Minimum credit score 620
US property owner
APR
5.5–7.5%
Term
180–360mo
Amount
$50k–$3M
Minimum credit score 580
Vehicle less than 10 years old
APR
4.67–21.99%
Term
24–84mo
Amount
$5k–$100k
APR
3.99–24.99%
Term
24–84mo
Amount
$8k–$100k
APR
6.99–35.99%
Term
36–60mo
Amount
$2k–$50k
Alliant Credit Union membership required (open to all via joining Foster Care to Success)
US citizen or permanent resident
APR
6.75–16.0%
Term
12–60mo
Amount
$1k–$50k
No minimum credit score
Active bank account with income history
APR
65–249%
Term
2–2mo
Amount
$50–$500
APR
6.74–24.49%
Term
12–84mo
Amount
$3k–$100k
Minimum credit score 600
US citizen or permanent resident
APR
7.74–35.99%
Term
24–84mo
Amount
$1k–$50k
US citizen or permanent resident
Enrolled at eligible school
APR
2.09–17.99%
Term
60–180mo
Amount
Up to $1k
APR
7.49–22.44%
Term
36–84mo
Amount
$5k–$50k
Homeowner with sufficient equity
Good credit score
APR
6.75–15.0%
Term
60–360mo
Amount
$15k–$750k
Minimum credit score 640
US citizen or permanent resident
APR
6.25–35.99%
Term
24–60mo
Amount
$5k–$50k
APR
7.95–35.99%
Term
24–60mo
Amount
$5k–$40k
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
APR
8.5–11.5%
Term
60–360mo
Amount
$25k–$500k
APR
9.95–35.99%
Term
24–60mo
Amount
$2k–$35k
US citizen or permanent resident
Valid employment and income documentation
APR
6.875–7.148%
Term
180–360mo
Amount
$50k–$3M
US citizen or permanent resident
Employed or have an offer starting within 90 days
APR
4.24–10.37%
Term
60–240mo
Amount
$5k–$1000.0k
PenFed membership required (open to all via Voices for Americas Troops association)
US citizen or permanent resident
APR
6.09–17.99%
Term
12–60mo
Amount
$600–$50k
APR
7.95–35.99%
Term
24–60mo
Amount
$5k–$40k
No minimum credit score required
US resident in eligible state
APR
19.9–35.95%
Term
12–48mo
Amount
$300–$10k
FICO score 660+
Business at least 1 year old
APR
—
Term
1–18mo
Amount
$2k–$250k
Navy Federal membership required (active duty, veterans, DoD civilians, and their families)
US citizen or permanent resident
APR
8.99–18.0%
Term
6–180mo
Amount
$250–$50k
APR
8.99–35.99%
Term
24–60mo
Amount
$2k–$50k
US citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
APR
2.99–16.38%
Term
60–180mo
Amount
$1k–$200k
US citizen or permanent resident
Bachelor degree from eligible institution
APR
4.15–14.9%
Term
—
Amount
$5k–$500k
US citizen or permanent resident
Valid income documentation
APR
6.5–8.0%
Term
—
Amount
$50k–$2M
US citizen or permanent resident (or valid visa holder)
Age 18+
APR
7.74–35.49%
Term
24–84mo
Amount
$5k–$100k
APR
6.53–35.99%
Term
24–60mo
Amount
$1k–$40k
APR
6.49–24.89%
Term
24–240mo
Amount
$5k–$100k
APR
4.91–14.99%
Term
36–72mo
Amount
$4k–$100k
APR
6.9–27.9%
Term
24–84mo
Amount
$1k–$100k
APR
6.2–35.99%
Term
36–60mo
Amount
$1k–$50k
US citizen or permanent resident
Age 18+
APR
6.17–6.5%
Term
180–360mo
Amount
$50k–$3M
APR
6.09%
Term
—
Amount
—
APR
8.74–18.0%
Term
—
Amount
—
SSN required
US address
APR
9.116–29.99%
Term
36–60mo
Amount
$2k–$45k
SSN required
US address
APR
5.74–19.99%
Term
12–84mo
Amount
$3k–$100k
SSN required
Minimum 640 credit score
APR
5.99–24.99%
Term
24–60mo
Amount
$5k–$40k
SSN required
US address
APR
6.99–24.99%
Term
36–72mo
Amount
$3.5k–$40k
US citizen or permanent resident
Bachelor's degree minimum
APR
4.44–8.99%
Term
60–180mo
Amount
$5k–$500k
US citizen or permanent resident
Bachelor's degree or higher
APR
4.89–9.74%
Term
60–240mo
Amount
$10k–$500k
US citizen or permanent resident
Bachelor's degree or higher
APR
4.86–8.44%
Term
60–240mo
Amount
$10k–$300k
US citizen or permanent resident
Degree from accredited institution
APR
4.49–8.89%
Term
60–240mo
Amount
$5k–$300k
US citizen or permanent resident
Bachelor's degree or higher
APR
4.96–9.99%
Term
60–240mo
Amount
$5k–$500k
APR
8.99–35.99%
Term
24–60mo
Amount
$5k–$50k
APR
7.99–35.99%
Term
24–72mo
Amount
$1k–$36.5k
ITIN or SSN
US address
APR
11.99–35.99%
Term
24–60mo
Amount
$1.5k–$30k
SSN or ITIN accepted
No credit check required
APR
15.92%
Term
12–24mo
Amount
$520–$3.6k
APR
8.14–24.99%
Term
6–60mo
Amount
$1k–$35k
SSN or ITIN accepted
Alliant membership required (open to anyone)
APR
8.74–11.74%
Term
12–60mo
Amount
$1k–$100k
SSN required
Joint/co-borrower applications available
APR
6.53–35.99%
Term
24–60mo
Amount
$1k–$40k
US citizen or permanent resident
Some visa holders accepted
APR
6.3–35.99%
Term
36–60mo
Amount
$1k–$75k
SSN or ITIN accepted
Must be existing Wells Fargo customer
APR
6.74–25.99%
Term
12–84mo
Amount
$3k–$100k
SSN, ITIN, or passport accepted
No credit history required
APR
35.95–35.99%
Term
12–48mo
Amount
$300–$10k
SSN, passport, or valid visa
Permanent residents or visa holders
APR
7.74–35.99%
Term
24–84mo
Amount
$1k–$75k
APR
6.25–18.0%
Term
—
Amount
$500–$25k
APR
8.99–17.99%
Term
—
Amount
$500–$25k
APR
7.09–16.99%
Term
—
Amount
$2.5k–$100k
APR
—
Term
—
Amount
—
APR
—
Term
—
Amount
—
APR
—
Term
—
Amount
—
APR
—
Term
—
Amount
—
APR
—
Term
—
Amount
—
APR
—
Term
—
Amount
—
Business at least 2 years old
Annual revenue $120,000+
APR
6.2%
Term
6–12mo
Amount
$5k–$250k
Business at least 1 year old
Annual revenue $100,000+
APR
29.9%
Term
3–24mo
Amount
$5k–$250k
