In this Neo Credit Card review, we’ll take a closer look at a card that adapts to your lifestyle needs and spending habits, highlighting its unique features and benefits.

Learn how the Neo Credit Card stands out. From its flexible credit limit to impressive cash back rates, our review will shed light on what makes it a top choice for your wallet.

To kickstart our Neo Credit Card review the right way, the first thing you should know about this card is that it charges no annual fee. An ideal choice for those looking to earn and save.

However, if you want more from the card, you can subscribe to their monthly premium at $4.99 and add more value to your purchases, with extra perks and even greater rewards. 

Furthermore, the Neo Credit Card offers a flexible approach to credit scores. This means that more people can access its benefits, which is appealing for a wider range of customers.

Additionally, the card’s purchase APR is set between 19.99% and 29.99%. While variable, it caters to different financial situations, offering a tailored credit experience for all.

Newcomers can enjoy cash back up to 15% on first-time purchases at Neo partnered merchants. This means more money in your pocket with every swipe. 

Moreover, Neo’s reward system is where it shines the most. You can earn up to 5% back on select purchases, and every meal and gas expense rewards you a solid 1%. 

Unpacking the Neo Credit Card in this review, we’ll explore its advantages and drawbacks next. Join us to see if Neo’s offerings align with your expectations and needs.

While Neo Finance has made this card accessible to many, there are still requirements you must meet in order to get it. But don’t worry—we’ve lined them up for you below. 

Neo Financial is a fintech company where you can manage most of your account features through their mobile app. However, applying for their credit cards can only be done online.

This means you’ll have to access their website through a web browser in order to get the card. The website is mobile-friendly though, so you can still do it on your phone.

Furthermore, the process is not at all complicated, but we have prepared a complete walkthrough to help you get started with your Neo Credit Card in our review, so read on!

Starting your partnership with the Neo Credit Card begins on their website. The first step is simple: navigate to the Neo Credit Card page. Here, you’ll find an overview of the card.

Then, once you’re on the page, look for the ‘Apply Now’ button. Clicking this takes you to the application form. This form is straightforward and user-friendly, asking for basic information.

Next, you’ll need to provide proof of your Canadian residency. This can be done by uploading a copy of your valid Canadian photo ID. Just make sure the details are clear.

Following this, the next step involves a credit check. Neo Credit Card’s website makes this a hassle-free experience. Just follow the prompts to authorize the assessment.

Lastly, after finishing your application, you’ll get an almost instant decision. If approved, you can add your card to your digital wallet right away, as stated in our Neo Credit Card review.