Crafted by the Bank of Missouri, the Fortiva® Credit Card serves as a targeted financial instrument explicitly designed to assist in building credit. It’s a card that comes with its own set of unique features and potential drawbacks.

Understanding these aspects is crucial for anyone considering this card. From high fees to high-interest rates and the lack of a credit limit increase option, each facet plays a role in shaping the user’s experience.

Tailored for individuals with less-than-ideal credit, the Fortiva® credit card stands out by not necessitating a deposit, an appealing feature.

Nevertheless, it comes with elevated fees and interest rates, rendering it a relatively costly option.

Despite its associated costs, the card reports payment history to all three major credit bureaus, contributing significantly to the crucial process of building credit.

Therefore, it is an advantageous tool to help you achieve your financial goals quickly while enjoying credit!

While the Fortiva® Credit Card boasts various positive attributes that can prove advantageous, it is crucial to evaluate these benefits in tandem with the card’s drawbacks.

Becoming a member of the Fortiva credit card involves an online process, usually initiated by receiving an offer through mail correspondence.

Because it’s designed to help people build or rebuild their credit, Fortiva is likely to approve your application even if you have a poor to fair credit history.

To apply for the Fortiva® Credit Card, you must meet the following qualifications:]

Despite this being a useful credit card with basic features, applicants cannot apply for it online.

Upon receiving an email offer, you can proceed to apply for the card. Check it out!

If you’ve received a mail offer, visit the official Fortiva® Credit Card website and click on “Respond to Offer” to proceed with your application.

Utilize the acceptance code to review the terms and conditions on the card’s official website.

The acceptance code can be used, but it’s important to note that pre-approval doesn’t guarantee card approval.

The final decision will depend on the information found in your credit report.

If you successfully navigate through the pre-approval stage and proceed with the official application, you will receive a definitive approval or rejection based on your eligibility.

Selecting a credit card represents a substantial financial choice. It’s important to do your research, understand the terms and conditions, and consider your financial situation before making a choice. 

If the Fortiva® Credit Card doesn’t align with your preferences, there are alternative options to explore.

One noteworthy choice is the Chase Freedom Unlimited®, offering remarkable benefits for cardholders seeking a rewarding experience!

Don’t miss our following article and learn more!