With the First Digital Mastercard® review, discover how you can achieve your dream credit score!

With this option, the likelihood of your application being quickly approved is quite high. However, information about the card is somewhat limited and not very transparent. So read on!

Now, let’s begin this First Digital Mastercard® review by understanding how the card works in your daily life. Firstly, the card maintains contact with the country’s three major financial agencies.

This is a crucial step to ensure the rapid improvement of your score! Additionally, you don’t need a bank account to pay off the card debts. In other words, everything can be resolved with a money order!

However, it’s worth noting that in your daily purchases, the card may pose a challenge.

This is because the APR is quite high, making your purchases and indebtedness difficult. Furthermore, no international purchases are allowed!

Another usability challenge is the credit limit the card offers. Despite having the chance to increase it during use, there is an embedded fee that charges you 25% of your limit. This is a quite high percentage!

How about delving into the positive and negative points that this card offers? So check it out!

The main advantage of this card is that it doesn’t require a security deposit. Typically, deposits are charged on low-credit cards to secure the money to the bank.

Furthermore, the ease of joining and acceptance of people with low credit scores makes it accessible to everyone.

Additionally, the cash back is one of the standout features in the First Digital Mastercard® review, right? So, you earn 1% in cash back when paying your monthly bill, not when making the purchase!

Still, on the topic of cash back, there is a downside to this advantage offered by the First Digital Mastercard®! You can only access this amount after six months of card usage!

Moreover, the cash back doesn’t offset the fees the card charges. As a result, you need to spend over $1,400 per month during the first entire year for the card’s cash back to offset the fees charged.

This is not to mention the 35.99% APR that can leave you more indebted.

Fortunately, as highlighted in this First Digital Mastercard® review, there aren’t many requirements to join the card. Your credit score should be below 629, which is a fairly broad range.

Moreover, the card only requires you to be over 18 years old and have a fixed residence in the USA. All data must be verified with relevant documentation.

So, there you have it! In this First Digital Mastercard® review, we’ve shown you that despite this card bringing interesting advantages, the fees charged may not be the best in the market!

Either way, it is indeed an easy card to join. If you want to discover more details, we’ve prepared the blueprint you were looking for to help you! Come and check it out!