Credit Cards
Barclaycard Forward Card review: up to £1,200 limit
This credit card promises a 3% reduction in your interest rate if you make your payments on time. Check out the Barclaycard Forward Card!
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% on purchases in the first three months!
If you’re new to credit and looking for a smart option, check out our Barclaycard Forward Card review.
This credit card helps you improve your credit while promising a 3% reduction in your interest rate! Keep reading and learn more!
| Credit Score | Little or no credit history is required; |
| Annual Fee | £0; |
| Purchase APR | 0% for 3 months, 33.9% variable after; |
| Cash Advance APR | 33.9% variable; |
| Welcome Bonus | N/A; |
| Rewards | N/A. |
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Barclaycard Forward Card overview
Barclaycard Forward Card has benefits you won’t see often. Firstly, it promises a 3% rate reduction if you make your payments on time for the first year.
If you keep it going in the second year, you get another 2% reduction. Cardholders can also enjoy 0% interest on purchases in the first three months.
Furthermore, they can count on free Apple subscriptions, such as Apple TV+, Apple Music, etc. However, this is only a free trial offer.
The annual fee will also pleasantly surprise you, as it does not charge any.
Also, the personalized credit limit offered by Barclaycard Forward Card can start low, at a minimum £50 credit limit. But you can increase it to up to £1,200.
Barclaycard Forward Card’s main features
When deciding on your initial card – as this card was previously known – it is more than crucial to analyze any of the card’s features.
In this Barclaycard Forward Card review, we have highlighted its main features and discussed potential shortcomings.
Pros
- No credit score is required;
- 0% interest rate for the first three months;
- No annual/monthly fee is charged;
- Price promise – you could get up to a 5% interest rate reduction over 2 years if you keep on top of your repayments;
- Exclusive discounts and pre-sale tickets for selected live events;
- Online banking, mobile app, and text alerts to help you manage your card;
- You will be able to check your eligibility without hurting your credit score.
Cons
- High standard rate at 33.9% (higher than other offers);
- Credit limits can be low at a minimum of £50;
- 2.99% fee on overseas transactions;
- £12 late repayment fee.
Minimum credit score to apply
As a credit building credit card, this card does not require a minimum credit score.
It will help you improve your credit history while managing your financial life more easily.
How do I apply for the Barclaycard Forward Card?
Once you review Barclaycard Forward Card features and benefits, you may get interested in applying for this credit-building credit card.
Apply for the card: Online.
Indeed, the application process is simple and takes only four steps. First, access Barclaycard Foward Card’s official site. Then, press “Apply Now.”
You will then be redirected to the application form, where you will be asked for personal information such as your nationality, date of birth, and name.
After you apply for a Barclaycard Forward Card and fill in all the details, Barclaycard’s response should be immediate.
Also, you can easily check your eligibility on Barclaycard’s site before applying. Thus, the process does not hurt your credit score and can make it easier.
Therefore, to check your eligibility, you must fill in the same forms provided for the application.
Apply for the card: Mobile App
Although the Barclaycard Forward Card cannot be applied for through its mobile app, you can manage your account through it.
Therefore, you will be able to:
- View your latest balance and available credit;
- See what you’ve spent and where, including pending transactions;
- Report your card lost, stolen, or damaged;
- View your digital statements;
- Pay your bill and review earlier payments;
- Manage your Direct Debit;
- Manage your credit limit;
- Activate your Barclaycard;
- Add additional cardholders to your account;
- Transfer a balance from a non-Barclaycard credit card;
- Transfer money from your Barclaycard to a UK bank account;
- Update your contact details;
- View your PIN.
Barclaycard Forward Card or Aqua Advance Credit Card?
When looking for a new credit card, some options might be available for comparison and review.
Although it is not easy, finding the right credit card can help you control your financial life and keep your balances on track.
Then read our following article and discover how to apply for the Aqua Advance Credit Card!
Aqua Advance Credit Card review: No annual fee!
Navigate the world of credit building with confidence! Our comprehensive blog post reviews the Aqua Advance Credit Card, shedding light on its accessibility and rewards!
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