SoFi Personal Loan
PersonalUS citizen or permanent resident (or valid visa holder)
Age 18+
APR
7.74–35.49%
Term
24–84mo
Amount
$5k–$100k
Recently added
SoFi Debt Consolidation Loan
ConsolidationMinimum credit score 680
US citizen or permanent resident
⚡ Same day funding available
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APR
7.74–35.49%
Term
24–84mo
Amount
$5k–$100k
Autopay Auto Loans
AutoMinimum credit score 580
Vehicle less than 10 years old
⚡ Minutes (online decision)
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APR
4.67–21.99%
Term
24–84mo
Amount
$5k–$100k
Sallie Mae Student Loans
StudentUS citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
APR
2.99–16.38%
Term
60–180mo
Amount
$1k–$200k
Kabbage Business Line of Credit
BusinessFICO score 660+
Business at least 1 year old
⚡ Same day (online decision)
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APR
—
Term
1–18mo
Amount
$2k–$250k
No minimum credit score
Active bank account with income history
⚡ Instant decision, same-day funding
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APR
65–249%
Term
2–2mo
Amount
$50–$500
Dave ExtraCash
Credit BuilderDave Checking account
Active bank account with income history
⚡ 5 minutes
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APR
—
Term
1–1mo
Amount
$25–$500
Better Mortgage Refinance
MortgageMinimum credit score 620
US property owner
⚡ Pre-approval in minutes, closing in 3 weeks
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APR
5.5–7.5%
Term
180–360mo
Amount
$50k–$3M
APR
7.95–35.99%
Term
24–60mo
Amount
$5k–$40k
LendingClub Debt Consolidation Loan
ConsolidationMinimum credit score 600
US citizen or permanent resident
⚡ Approved in as little as 1 hour, funded next business day
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APR
5.96–35.99%
Term
24–60mo
Amount
$1k–$40k
Good to excellent credit required for best rates
US citizen or permanent resident
⚡ Same day funding available
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APR
6.49–25.39%
Term
24–84mo
Amount
$5k–$100k
Earnest Student Loan Refinance
StudentUS citizen or permanent resident
Bachelor degree from eligible institution
⚡ Check rate in minutes with no impact on credit score
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APR
4.15–14.9%
Term
—
Amount
$5k–$500k
APR
89.0–199.0%
Term
≤12mo
Amount
$100–$3k
Brigit Instant Cash
Credit BuilderActive bank account with regular income deposits
No credit check required
⚡ Minutes
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APR
—
Term
1–1mo
Amount
$50–$250
Bethpage Federal Credit Union HELOC
MortgageHomeowner with equity in property
Credit union membership required
⚡ Apply online
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APR
5.99–7.5%
Term
60–240mo
Amount
$10k–$500k
APR
59.0–199.0%
Term
9–18mo
Amount
$500–$4k
Upgrade Debt Consolidation Loan
ConsolidationMinimum credit score 580
US citizen or permanent resident
⚡ Next business day funding
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APR
7.74–35.99%
Term
24–84mo
Amount
$1k–$50k
APR
5.49–17.99%
Term
12–75mo
Amount
$7.5k–$100k
SoFi Student Loan Refinancing
StudentUS citizen or permanent resident
Employed or have an offer starting within 90 days
⚡ Check rate in minutes, no hard credit pull
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APR
4.24–10.37%
Term
60–240mo
Amount
$5k–$1000.0k
Active bank account
Verifiable income
⚡ Same day
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APR
99.0–199.0%
Term
≤6mo
Amount
$100–$2k