APR
8.99–12.0%
Term
≤300mo
Amount
Up to KSh10
APR
8.99–12.0%
Term
≤300mo
Amount
Up to KSh10
Kenyan citizen or resident
Age 18+
APR
14.0–19.0%
Term
12–60mo
Amount
KSh500k
Kenyan resident
NBK account
APR
14.0–18.0%
Term
12–60mo
Amount
KSh50k–KSh3M
APR
14.0–18.0%
Term
12–48mo
Amount
KSh500k
Kenyan M-PESA user
Smartphone with Zenka app
APR
0.0–120.0%
Term
3–3mo
Amount
KSh500–KSh30k
APR
20.0–36.0%
Term
12–48mo
Amount
KSh200k–KSh5M
APR
14.0–17.0%
Term
12–60mo
Amount
KSh50k–KSh3M
Kenyan citizen or resident
Age 21+
APR
18.0–36.0%
Term
6–48mo
Amount
KSh100k–KSh2.5M
APR
88.0–107.0%
Term
3–6mo
Amount
KSh50–KSh150k
APR
13.0–17.0%
Term
12–72mo
Amount
KSh500k
APR
14.0–17.0%
Term
12–72mo
Amount
KSh10k–KSh5M
Kenyan citizen or resident
Regular income
APR
13.0–18.0%
Term
12–60mo
Amount
KSh500k
Kenyan resident
Stanbic account
APR
11.0–14.0%
Term
12–72mo
Amount
KSh50k–KSh5M
APR
15.0–18.0%
Term
12–72mo
Amount
KSh10k–KSh5M
Kenyan resident
StanChart account
APR
12.0–15.0%
Term
12–72mo
Amount
KSh50k–KSh7M
Kenyan resident
Family Bank account
APR
15.0–18.0%
Term
12–60mo
Amount
KSh10k–KSh3M
APR
24.0–108.0%
Term
3–12mo
Amount
KSh250–KSh70k
APR
15.0–18.0%
Term
12–72mo
Amount
KSh20k–KSh5M
APR
13.0–16.0%
Term
12–72mo
Amount
KSh50k–KSh5M
Kenyan resident
Co-op Bank account
APR
15.0–18.0%
Term
12–72mo
Amount
KSh10k–KSh5M
Uncover the truth behind personal loan myths, from APR misconceptions to eligibility misunderstandings. Discover what you should actually consider.
Uncover the truth behind common personal loan myths. Learn how APRs, fees, and eligibility truly impact your borrowing options.